(858) 217-5500

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OUR MISSION IS TO CREATE 

FINANCIAL CLARITY TO MAKE CONFIDENT DECISIONS.

WORKING TOGETHER TOWARDS

YOUR GOALS

WHERE ARE YOU GOING?

We'll ask you some questions to determine what you want to accomplish. Then, we'll design a plan to help you reach each one of your goals​.

WHERE ARE YOU RIGHT NOW?

Your plan is as unique as you. Knowing where you stand now helps determine where we should get started

 

BENEFIT FROM RELATIONSHIP AND TECHNOLOGY

Most high achieving people have some of a coach to keep them on their path. We combine that relationship and technology to monitor progress and hold each other accountable​

76% OF AMERICANS HAVE FINANCIAL REGRET

FINANCIAL CLARITY

Our mission is to bring financial clarity to your life. Having a financial plan doesn't have to be a difficult process. We will hold your hand through the process to help ensure daily life doesn't get in the way of your long-term goals. 

WHAT DO YOU WANT?

Knowing what you want is the first step. Early retirement? Travel the world? Play with grandkids? 

WHERE ARE YOU NOW?

Knowing where your start line is crucial in  determining your first steps to the finish line.

BRIDGE THE GAP

This is the plan. Once we know the gap, we can work toward taking the most efficient steps to get to your destination.

REVIEW AND ADJUST

Plans change. Constantly. We are here to hold your hand through all the twists and turns of your planning process.

FINANCIAL

CLARITY

You are ten minutes and six questions away from starting

your financial plan.

MEET THE TEAM

Jeremy Keating, MBA

Financial Planner

Amanda Aragona

Director of Operations

Mandy Stone

Client Relationship Manager

HOW TO

GET STARTED

FREQUENTLY ASKED QUESTIONS

Getting to know Oakmint

Who is Oakmint


Oakmint is an indepent financial advisory firm. We provide complete financial planning for clients located in different states around the country. We work both online and through in-person meetings. We operate in a Fiduciary capacity, putting our client's best interests first.




How do fees work?


Oakmint charges account management fees in accordance with Fiduciary guidelines. Our fees are stated annually, but typically charged on a quarterly basis (1/4 of annual fee). Our fee structure includes all services we provide, in addition to asset management. We offer, income planning, tax planning, asset protection, debt management and estate planning. During our financial planning we recommend certain investment products from time to time. We are compensated directly from those providers, but we do not charge advisory fees on that portion of your account.




How is Oakmint different


Oakmint blends old school traditional financial planning with new school technology. Our relationshiops are based on trust and offering advice based on our client's best interest. We comprehensively look at our client's financial lives. We've found over time that a typical new client doesn't have a plan, just pieces to a plan that haven't been put together. We offer full transparency in our account management allowing clients to see every aspect of their account. Our technology solutions also provide a complete financial picutre in a single login environment allowing you to see a snapshot from either you computer, tablet or phone app.




How safe is your money?


Oakmint offers advice as a fiduciary, and we help you manage your money. We do this work as two legal entities—Arbor Point, LLC, which is an SEC-registered investment advisor, and Securities America, an SEC-registered broker-dealer, regulated by FINRA. Your money is protected through Securities America's membership in SIPC, insuring investors up to $500,000 (including $250,000 in claims for cash). Note that SIPC does not protect against market loss or market changes in your account. Learn more in SIPC’s explanatory brochure.





Getting Started

What solutions does Oakmint offer?


We are an independent advisory firm. We can choose our custodian relationship based on our investment recommendations we feel are most suitable for you. We are able to offer stocks, bonds, mutual funds, exchange traded funds, index funds, CD's, annuities, life insurance, real estate investment trusts and most other investment categories. Certain investments require additional qualifications based on net worth and income. Our portfolio strategy is to manage risk first and return second. Read here for more information on our portfolios




How do I move my money to Oakmint


There are two primary ways to move money to Oakmint 1. Transfer your existing account at a different firm to us. This is typically initiated by our firm. We require you sign transfer paperwork as well as provide a most recent copy of your current statement. This allows us to confirm all assets were indeed transferred. This usually takes about 10 business days. We are also happy to provide a letter to your existing firm in regards to the transfer. 2. Rolling over an existing company plan such as 401(k), 403(b) or 457. The process depends on your existing administrator. Some firms will accept a verbal authorization over the phone and some require a distribution form that we help you fill out. This form simply gives direction on where to send your existing company plan funds to. When done correclty there are no tax or penalty issues. We would strongly recommend you consult with one of our advisors before going about this on your own.




What type of accounts does Oakmint offer?


Oakmint will work to help you pursue many different financial goals. One way we do this is by offering different account types that align with your goals. The baseline account type is a personal taxable account. We also offer joint accounts for partners and spouses. For your retirement savings, you can open IRAs, including traditional IRAs, Roth IRAs, or SEP IRAs. To help you make plans for your beneficiaries, we also support trust accounts. You can open any of these account types once you sign up. You can also align each of your accounts to a different investment goal. There are some account types Oakmint does not offer, including: Custodial or minor accounts (e.g., UTMA), health savings accounts, or solo 401(k) plans.




Who do I call for help?


At Oakmint, we work as a team. Your advisor's job is to provide you with the best possible advice to suit your situation. With all the moving parts there are bound to be a number of questions that come up such as: requesting distributions, transferring accounts, establishing additional accounts, changing an address, updating a beneficiary, etc. For these types of requests, our client service team is happy and able to support. You will have a consistent voice you will also establish a relationship with on the service side of your account, but for any questions regarding planning or advice on your account you would be directed to your advisor.





*Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.

The retirement kit is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.

 

Registered Representatives offer securities through Securities America, Inc. Member FINRA/SIPC. Financial advisors offer advisory services through Arbor Point Advisors. Oakmint, Arbor Point Advisors and Securities America companies are unaffiliated. CA Insurance Licenses: Jeremy Keating #0E28476

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

Securities America and its representatives do not provide tax advice; therefore it is important to coordinate with your tax advisor regarding your specific situation